Are you behind on your mortgage payments? Is your home’s value worth less than what you owe? Then you may want to consider selling your home by short sale.
What are the potential benefits of doing a short sale for you?
- Avoid losing your home to foreclosure
- You may be elgible to purchase another home in 2 years
- A fresh new financial start
- You can sell your home with NO money out of pocket
- Be able to choose the next owners of your home(a plus for your neighbors as well)
My staff and I completely understand that the short sale decision is a very personal matter. We want to help you determine what is best for you and your family.
Below are some of the questions that will help determine your best course of action:
•What year did you purchase your home? What did you pay for the home?
•What is the current estimated value(if you know)?
•Have you missed any of your mortgage payments? If so, how many?
•Has there been a notice of default filed by the bank?
•Have you been in contact with the bank? Have you tried to re-finance your loan?
•Have you investigated the possibilities of a loan modification?
•What are the reasons you aren’t able to afford your current mortgage payments?
•Have you filed bankruptcy? If so, how long ago?
•Are you(& your spouse) currently employed?
•Have you been paying your property taxes? How delinquent are the payments?
•Have you been paying your HOA dues(if any)? How delinquent are the payments?
•Are you current on all of your “other” bills(car payment, cable, phone, etc..)?
•How many loans do you have on the property? What is the current balance?
•Do you have any liens on the property?
•Has the property been listed for sale within the last two years? What is the reason it didn’t sell?
•What is the current condition of the property?
How you answered these questions can help us determine your options. To further discuss your choices, fill out the form below and whether you prefer us to contact you by phone or email. Be assured, we will fully protect your online privacy.
Fill out the simple form below to receive a FREE short sale analysis.
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Tags: Orange County, qualify short sale, short sales
Posted In Featured, Real Estate News
This entry was posted on Thursday, December 17th, 2009 at 1:02 pm and is filed under Featured, Real Estate News. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.